Friday 9 December 2016

Top tips for a frugal Christmas

There is always a feeling of excitement when you see the Christmas lights on and hear Christmas songs on the radio. However, some people feel a cold shudder when they hear this cheerful music because of the impact the holiday has on their budget. If you worry about Christmas being too big for your budget there are a number of ways that you have a great Christmas without breaking the bank. Using these tips will ensure that the holiday is happy for you and your wallet.

Don’t cancel Christmas
Don't feel like you have to go to this extreme when it comes to saving money. You should try not to let money worries break the Christmas cheer because you don’t actually have to spend a lot to have a good holiday. The first step would be to scale back on some of those more expensive traditions. This saves you money, but still allows you to enjoy the festive season.

Time is greater than money
In today’s world, we all have busy lives and simply getting a few days of rest is a great idea. Taking the time to enjoy your days off with your family and friends doesn’t cost anything and is good for you. The problem comes when you start thinking that you have to spend money to relax.

Christmas has become a very commercial holiday which makes you feel that you have to spend the money that you don’t have. Spending time with your loved ones is actually more important that spending money on them.

Try a priceless promise
A priceless promise can be better than an expensive gift for a loved one. By giving them a promise to do something like making them breakfast in bed, you show that you have thought about them and you don’t have to spend much. These promises will end up being better than any expensive present you could get them.

Children don’t need expensive gifts
Expensive toys are a go-to for many parents, but you should consider that these toys often get tossed aside after a while. If you want to buy a gift for your child it doesn’t have to be expensive. You can also try getting creative when it comes to their gifts particularly if they are young. Anything you give them that is fun and exciting will be good.

Good food does not have to be expensive
Despite what all the Christmas adverts are telling you, you do not have to spend a lot on Christmas food. There are a number of ways that you can lower the costs of Christmas dinner through coupons and discounts. While the food will not be expensive, it will still taste as good.

Set a Christmas budget
Having a budget for how much you are going to spend on Christmas is important. Of course, it is imperative that you stick to the budget you set. Having a budget often leads to more thoughtful and creative presents. To help you save money you can also try deal websites and also try sites that offer free samples.

Focus on the important things
To save money you should make Christmas about the things that are important to you. For most people, the most important things are their family or certain traditions that they have for the holidays. By concentrating on these important things you will find that material needs are not as important.

Be creative
Most people have a skill like knitting, baking or writing poetry. You can easily put these skills to good use when you consider what to get people for Christmas. By using your skills you can make a unique present that won’t break the bank. There are many people who would be thrilled to have a hand-made jumper or a one of a kind piece of furniture that you have made.

Christmas does not need to be a drain on your limited resources or something that you dread because of debt. There are a number of ways that you can be frugal during the festive season. The best tip is to focus on what is important to you and make Christmas about that.

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